Finance laws relate to any statute, policy, regulation or other forms of rules governing financial transactions in which one party raises money through borrowing, stock sales, bonds, or other means of investment.
Banking laws can play a part in finance law with regard to regulations on the lending requirement, types of investment in which banks can engage in the Republic of Ghana, the minimum capital, and reporting requirements related to these investments.
Our banking and finance lawyers provide a broad spectrum of legal services on general corporate banking as well as real estate, asset-based lending and acquisition finance.
Our banking and finance lawyers also deal with the lending and borrowing of money and the management of financial liabilities. Our task is to help structure our client’s transactions to protect our clients best legal and commercial interest and to negotiate and document the contractual relationship between lenders and borrowers. It’s a hugely technical, ever-evolving and jargon-heavy area of law that demands a specialist who understands the nuances.
We have many years of experience acting for both sides of banking and finance transactions. We will work with you to identify problems, opportunities and risks in advance and then we will proffer commercial guidance that extends beyond just a narrow legal view.
Our banking and finance lawyers can help you lend, manage or recover your money. We work quickly, efficiently and at a competitive cost in areas such as:
We work for both financial institutions and borrowers across a range of complex banking and finance transactions. This experience allows us to foresee and identify potential risks and issues early on and recommend solutions to keep your deal on track.
We pride ourselves in providing advice on time and on budget. However, we go beyond just giving legal advice. We also offer insight that focuses on:
- What’s happening in other industries that have implications on the ability of a bank to lend.
- The risks that are emerging relating to non-payment of loans.
- New Legislation.